it's another element to this story. let's bring in our panel, stephen hayes, julie pace, white house correspondent for the "associated press," and tucker carlson. steve? >> the problem is if they came down the website until it's right, that's likely to be six months and long beyond that. then you get into the problems we discussed before. you have the sickest people signing up. you have other people incapable of signing up. do you penalize them? do you not? it creates, i think, and exacerbates a set of problems the white house doesn't want to deal with. if the white house doesn't make this decision now, they get themselves further into trouble and make the ultimate decision that much more difficult. i think these are the kinds of things being debated behind closed doors at the white house and elsewhere with ceos of insurance companies and others. we've got to make a decision. what do we do and when do we make this decision? every day that passes, i think they can make their problems that much more difficult. >> they are trying to lower expectations, clearly, julie.